BUDGETS

Did you hear about the constipated accountant? He couldn't budget! So he had to work it out with a pencil!

OK, we know that most of us don't really like this concept. I guess when we think about making a budget, it means we get to spend less. But actually, a budget can help us actually spend more, just not right away perhaps!

For many of us, a budget is the boring government bit that happens around May each year. Who cares, right?

Alright then, what is a budget and why should you have one?

OK now for some facts and even some homework! Yeah, sorry about that but to really understand how to do a budget, you actually have to do one!

Click in the box on left to go to the "moneyminded" home page. It will tell you all about budgeting and even has a downloadable spreadsheet for you to work on.

But wait, there's more. We know you guys are terribly busy, so how does a 5 minute guide to budgeting sound? Pretty good eh! Click the old mouse on the graphic to the right and invest 5 minutes of your time ... it will be worth it!

OK, so by now you should be a budget professional. To congratulate you on your budgeting expertise, we have freebie just for you: a budget planner you can download!!!!!!!!!!